Tuition Costs and Cost of Living

Australia remains one of the most popular study destinations for international students, especially from India, with over 120,000 Indian students enrolled in Australian universities as of 2025.  

On average, international students spend between AUD 35,000–55,000 per year (₹19–30 lakh) depending on the course, university, and city of residence. Hence, it is essential to understand the complete cost of studying in Australia in 2025, including tuition fees, accommodation, visa charges, insurance, and everyday expenses. 

This detailed guide breaks down everything you need to know, from university tuition fees and living costs across major Australian cities to hidden expenses and part-time work options, helping you plan your education journey wisely, budget effectively, and make the most of your study abroad experience. 

Student Visa and Health Insurance Costs (2025) 

To study in Australia, you’ll need a Student Visa (Subclass 500). 

Visa Costs: 

• Application Fee: AUD 2000
• OSHC (Overseas Student Health Cover): AUD 500–700 annually 
• Medical Check & Police Clearance: AUD 100–200 

OSHC is mandatory for the entire visa duration. Providers like BUPA, Allianz, and Medibank offer student plans approved by the Australian Government. 

udget Planning for International Students 

Creating a realistic budget is essential for international students planning to study in Australia. It helps you manage tuition fees, living expenses, and additional costs effectively while ensuring financial stability throughout your studies.  

By planning ahead, students can balance academic goals with smart money management. 

Sample Annual Budget (in AUD) 

Budget Tip: Choose regional universities and shared accommodations to reduce total costs by 15–25%. 

Return on Investment (ROI) for Studying in Australia 

A postgraduate degree from Australia often delivers a strong return on investment (ROI), especially in fast-growing sectors such as business, IT, engineering, and healthcare. Graduates enjoy high employability and competitive pay packages across major cities and regions. 

Here’s why studying in Australia is a financially smart decision: 

• Average Graduate Salary: AUD 70,000–95,000 per year (₹37L–₹50L) 
• Post-Study Work Visa: Up to 4 years (and up to 6 years for regional graduates) 
• Top Employers: Deloitte, PwC, Accenture, Commonwealth Bank, Telstra 
• ROI Period: Students earning around AUD 75,000 annually can recover their full education cost within 2–3 years 
• Career Scope: Global recognition of Australian degrees opens opportunities in Asia-Pacific and beyond 

With a balanced mix of high salaries, global career options, and extended work visas, studying in Australia ensures strong long-term value for your investment. 

Conclusion 

Australia continues to be a premier destination for quality education in 2025, offering a perfect mix of academic excellence, lifestyle comfort, and global exposure.